/* ==========================================================================
   Service pages, "Service page (New Design)" (app/Views/public/service_new.php).
   Loaded after ui.css, home.css and area.css: shared sections use those
   styles, this file adds the service-only ones. The .mfs-svc-* blocks under
   "Signature sections" are for the HTML fields in the CMS; each block's
   markup is shown in the comment above it.
   ========================================================================== */

/* Plain links typed into body copy in the CMS HTML fields: same look as
   .mfs-prose links, instead of the old site's default link colour. */
.mfs-ui p a:not([class]) { color: var(--mfs-navy); font-weight: 600; text-decoration: underline; text-underline-offset: 4px; }
.mfs-ui p a:not([class]):hover { color: var(--mfs-action); text-decoration: underline; }

/* Process with more than three steps: one row from 1024px. */
@media (min-width: 1024px) {
  .mfs-process--many { grid-template-columns: repeat(var(--mfs-steps, 5), minmax(0, 1fr)); gap: 24px; }
  .mfs-process--many .mfs-process__title { font-size: 25px; line-height: 32px; }
  .mfs-process--many .mfs-process__body { font-size: 15px; line-height: 26px; }
}

/* Lines under the steps and rates headings, the page's own adviser paragraph. */
.mfs-process__intro { max-width: 720px; margin-top: 16px; }
.mfs-rates__intro { max-width: 640px; margin-top: 12px; }
.mfs-adviser__extra { margin-top: 16px; max-width: 560px; }

/* Lenders: a third point from the CMS sits beside the shared two from 1024px. */
@media (min-width: 1024px) { .mfs-lenders__points--3 { grid-template-columns: repeat(3, 1fr); gap: 40px; } }

/* One rate table across the full width. */
@media (min-width: 1024px) { .mfs-rates--single { grid-template-columns: 1fr; } }

/* Guides: "Looking for advice near you?" line. */
.mfs-guides__near { margin-top: 40px; font-size: 15px; line-height: 24px; color: var(--mfs-navy); }

/* FAQ: questions under small group labels. */
.mfs-svc-faq { grid-area: list; display: grid; align-content: start; gap: 32px; }
.mfs-svc-faq__label {
  margin-bottom: 4px;
  font-size: 12px;
  font-weight: 700;
  line-height: 18px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgb(0 47 106 / 0.7);
}
.mfs-svc-faq__label + .mfs-area-faq__list { margin-top: 16px; }
.mfs-area-faq__a p + p { margin-top: 12px; }

/* Calculator --------------------------------------------------------------- */
.mfs-svc-calc__amount {
  margin-top: 16px;
  font-family: var(--mfs-font-heading);
  font-size: 48px;
  font-weight: 700;
  line-height: 1;
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
  color: var(--mfs-navy);
}
@media (min-width: 640px) { .mfs-svc-calc__amount { font-size: 60px; } }
.mfs-svc-calc__note { margin-top: 16px; max-width: 400px; }
.mfs-svc-calc__title { margin-top: 12px; }
.mfs-svc-calc__body { max-width: 640px; margin-top: 8px; font-size: 18px; line-height: 32px; color: var(--mfs-navy); }
.mfs-svc-calc--plain .mfs-svc-calc__body { margin-top: 0; }
/* Boxes: two or three side by side from 640px. */
.mfs-svc-calc__fields { display: grid; gap: 16px; max-width: 640px; margin-top: 24px; }
@media (min-width: 640px) {
  .mfs-svc-calc__fields--2 { grid-template-columns: 1fr 1fr; }
  .mfs-svc-calc__fields--3 { grid-template-columns: 2fr 1fr 1fr; }
}
.mfs-svc-calc__field .mfs-label { margin-bottom: 8px; font-size: 15px; }
.mfs-svc-calc__field .mfs-input { font-size: 17px; }
.mfs-svc-calc__select { appearance: auto; }
.mfs-svc-calc__check { display: flex; width: fit-content; align-items: center; gap: 10px; margin-top: 16px; font-size: 15px; color: var(--mfs-navy); cursor: pointer; }
.mfs-svc-calc__check input { width: 18px; height: 18px; accent-color: var(--mfs-action); }
/* Self-employed: one column per applicant from 640px. */
.mfs-svc-calc__applicants { display: grid; gap: 24px; max-width: 640px; margin-top: 24px; }
@media (min-width: 640px) { .mfs-svc-calc__applicants { grid-template-columns: 1fr 1fr; } }
.mfs-svc-calc__applicant { display: grid; gap: 14px; align-content: start; min-width: 0; margin: 0; padding: 0; border: 0; }
.mfs-svc-calc__group { display: grid; gap: 14px; }
.mfs-svc-calc__group[hidden] { display: none; }
/* Extra results (total payment, total interest). */
.mfs-svc-calc__extras { display: grid; gap: 6px; margin-top: 16px; }
.mfs-svc-calc__extras > div { display: flex; justify-content: space-between; gap: 16px; max-width: 360px; font-size: 15px; line-height: 22px; }
.mfs-svc-calc__extras dt { color: var(--mfs-body); }
.mfs-svc-calc__extras dd { font-weight: 600; font-variant-numeric: tabular-nums; color: var(--mfs-navy); }
.mfs-svc-calc__btn { margin-top: 28px; }
.mfs-svc-calc__warning {
  max-width: 640px;
  margin-top: 40px;
  padding-left: 20px;
  border-left: 2px solid var(--mfs-navy);
  font-size: 16px;
  font-weight: 500;
  line-height: 28px;
  color: var(--mfs-navy);
}
.mfs-svc-calc__statement { margin-top: 24px; }
/* Phones and tablets: one card, estimate under the box, full-width button. */
.mfs-svc-calc__result-sm { margin-top: 20px; padding-top: 16px; border-top: 1px solid var(--mfs-line); }
@media (max-width: 1023.98px) {
  .mfs-svc-calc__aside { display: none; }
  .mfs-svc-calc:not(.mfs-svc-calc--plain) .mfs-svc-calc__main {
    padding: 24px;
    border: 1px solid var(--mfs-line);
    border-radius: var(--mfs-radius);
  }
  .mfs-svc-calc__result-sm .mfs-svc-calc__amount { margin-top: 8px; }
  .mfs-svc-calc__warning { margin-top: 20px; padding-left: 0; border-left: 0; font-weight: 600; }
  .mfs-svc-calc__btn { display: flex; margin-top: 20px; }
  .mfs-svc-calc__main .mfs-svc-calc__warning { order: 0; }
}
@media (min-width: 1024px) { .mfs-svc-calc__result-sm { display: none; } }

/* ==========================================================================
   Signature sections (CMS HTML fields)
   ========================================================================== */

/* Section heading. Add .mfs-svc-head--center for the centred version.
   <div class="mfs-svc-head">
     <p class="mfs-eyebrow">Deposit to keys</p>
     <h2 class="mfs-h2">From saving your deposit<br> to collecting the keys.</h2>
     <p class="mfs-svc-head__intro">Optional line under the title.</p>
   </div> */
.mfs-svc-head { display: grid; gap: 16px; max-width: 760px; }
.mfs-svc-head--center { margin-inline: auto; justify-items: center; text-align: center; }
.mfs-svc-head__intro { margin-top: 4px; font-size: 17px; line-height: 26px; color: var(--mfs-body); }
.mfs-svc-head + * { margin-top: 32px; }
@media (min-width: 1024px) { .mfs-svc-head + * { margin-top: 40px; } }

/* Numbered stages (titles, bodies optional). On phones: stacked pills that
   step out, last one highlighted.
   <ol class="mfs-svc-stages">
     <li><span class="mfs-svc-stages__num">01</span><h3 class="mfs-svc-stages__title">Save your deposit</h3><p class="mfs-svc-stages__body">Optional.</p></li>
   </ol> */
.mfs-svc-stages { display: grid; gap: 12px; counter-reset: none; }
.mfs-svc-stages > li {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  column-gap: 14px;
  row-gap: 4px;
  padding: 14px 18px;
  border: 1px solid var(--mfs-line);
  border-radius: var(--mfs-radius);
  background: #fff;
}
.mfs-svc-stages__num {
  font-family: var(--mfs-font-heading);
  font-size: 24px;
  font-weight: 700;
  line-height: 28px;
  color: rgb(0 47 106 / 0.8);
}
.mfs-svc-stages__title { font-size: 16px; font-weight: 600; line-height: 24px; color: var(--mfs-navy); }
.mfs-svc-stages__body { flex-basis: 100%; font-size: 15px; line-height: 24px; color: var(--mfs-body); }
@media (max-width: 767.98px) {
  .mfs-svc-stages > li { margin-right: calc(var(--mfs-step-out, 0) * 1px); }
  .mfs-svc-stages > li:nth-child(1) { --mfs-step-out: 100; }
  .mfs-svc-stages > li:nth-child(2) { --mfs-step-out: 80; }
  .mfs-svc-stages > li:nth-child(3) { --mfs-step-out: 60; }
  .mfs-svc-stages > li:nth-child(4) { --mfs-step-out: 40; }
  .mfs-svc-stages > li:nth-child(5) { --mfs-step-out: 20; }
  .mfs-svc-stages > li:last-child { --mfs-step-out: 0; border: 2px solid var(--mfs-action); }
  .mfs-svc-stages > li:last-child .mfs-svc-stages__num { color: var(--mfs-action); }
  /* Stages with a description read better as full-width rows. */
  .mfs-svc-stages:has(.mfs-svc-stages__body) > li { margin-right: 0; }
}
@media (min-width: 768px) {
  .mfs-svc-stages { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 32px 24px; }
  .mfs-svc-stages > li {
    flex-direction: column;
    flex-wrap: nowrap;
    align-items: flex-start;
    gap: 16px;
    padding: 20px 0 0;
    border: 0;
    border-top: 2px solid var(--mfs-navy);
    border-radius: 0;
    background: none;
  }
  .mfs-svc-stages__num { font-size: 40px; line-height: 40px; letter-spacing: -0.02em; }
  .mfs-svc-stages__title { font-family: var(--mfs-font-heading); font-size: 25px; font-weight: 700; line-height: 32px; }
  .mfs-svc-stages__body { flex-basis: auto; margin-top: -10px; line-height: 26px; }
}
@media (min-width: 1024px) {
  .mfs-svc-stages { grid-template-columns: none; grid-auto-flow: column; grid-auto-columns: minmax(0, 1fr); }
  /* Seven or more stages are too narrow on one row: five per row (9 => 5 + 4). */
  .mfs-svc-stages:has(> li:nth-child(7)) { grid-template-columns: repeat(5, minmax(0, 1fr)); grid-auto-flow: row; row-gap: 40px; }
}
/* Phones: with seven or more stages the step-out pills read as a ragged list; keep them full width. */
@media (max-width: 767.98px) {
  .mfs-svc-stages:has(> li:nth-child(7)) > li { margin-right: 0; }
}

/* A second part under a hairline (e.g. "Help from family" cards, "Worth knowing").
   <div class="mfs-svc-sub"><p class="mfs-eyebrow">Help from family</p> ...cards... </div> */
.mfs-svc-sub { margin-top: 40px; padding-top: 32px; border-top: 1px solid var(--mfs-line); }
@media (min-width: 1024px) { .mfs-svc-sub { margin-top: 48px; padding-top: 40px; } }
.mfs-svc-sub > .mfs-eyebrow + * { margin-top: 20px; }

/* Cards (title, text, optional link).
   <ul class="mfs-svc-cards">
     <li class="mfs-svc-card">
       <p class="mfs-svc-card__tag">Optional small label</p>
       <h3 class="mfs-svc-card__title">Gifted deposit</h3>
       <p>Text.</p>
       <a class="mfs-link-arrow mfs-svc-card__link" href="{base_url}mortgage-guides/...">Read the guide {icon:arrow-right}</a>
     </li>
   </ul> */
.mfs-svc-cards { display: grid; gap: 16px; }
@media (min-width: 768px) { .mfs-svc-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; } }
@media (min-width: 1024px) { .mfs-svc-cards { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.mfs-svc-card {
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 20px;
  border: 1px solid var(--mfs-line);
  border-radius: var(--mfs-radius);
  background: #fff;
}
@media (min-width: 640px) { .mfs-svc-card { padding: 28px; } }
.mfs-svc-card[hidden] { display: none; }
.mfs-svc-card__tag {
  font-size: 12px;
  font-weight: 700;
  line-height: 18px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--mfs-action);
}
.mfs-svc-card__title { font-family: var(--mfs-font-heading); font-size: 24px; font-weight: 700; line-height: 30px; color: var(--mfs-navy); }
@media (min-width: 640px) { .mfs-svc-card__title { font-size: 27px; line-height: 32px; } }
.mfs-svc-card__tag + .mfs-svc-card__title { margin-top: -2px; }
.mfs-svc-card > p:not(.mfs-svc-card__tag) { font-size: 16px; line-height: 24px; color: var(--mfs-body); }
.mfs-svc-card__link { margin-top: auto; padding-top: 12px; font-size: 15px; }
.mfs-svc-card__link .mfs-icon { transition: transform 0.2s; }
.mfs-svc-card__link:hover .mfs-icon { transform: translateX(4px); }

/* Four cards in a row from 1024px: <ul class="mfs-svc-cards mfs-svc-cards--4">. */
@media (min-width: 1024px) { .mfs-svc-cards--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); } }

/* Tick list beside a tinted call-out panel (e.g. paperwork checklist).
   <div class="mfs-svc-sub mfs-svc-aside">
     <div>
       <p class="mfs-eyebrow">Your paperwork checklist</p>
       <ul class="mfs-ticks"><li><span class="mfs-ticks__icon">{icon:check}</span>SA302s and tax year overviews</li></ul>
     </div>
     <div class="mfs-svc-panel">
       <h3 class="mfs-svc-card__title">Only one year of accounts?</h3>
       <p>Some lenders will still consider you.</p>
       <button type="button" class="mfs-btn mfs-btn--primary" data-journey data-journey-entry="service_panel">Talk to an adviser {icon:arrow-right}</button>
     </div>
   </div> */
.mfs-svc-aside { display: grid; gap: 32px; align-items: start; }
@media (min-width: 1024px) { .mfs-svc-aside { grid-template-columns: minmax(0, 1fr) minmax(0, 500px); gap: 56px; } }
.mfs-svc-aside .mfs-ticks { margin-top: 20px; }
.mfs-svc-aside .mfs-ticks__icon .mfs-icon { width: 14px; height: 14px; }
.mfs-svc-panel {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
  padding: 28px;
  border-radius: var(--mfs-radius-lg);
  background: var(--mfs-band);
}
@media (min-width: 640px) { .mfs-svc-panel { padding: 40px; } }
.mfs-svc-panel > p { font-size: 17px; line-height: 28px; color: var(--mfs-navy); }
.mfs-svc-panel .mfs-btn { margin-top: 20px; }

/* Heading left, text right ("Worth knowing").
   <div class="mfs-svc-sub mfs-svc-note">
     <div><p class="mfs-eyebrow">Worth knowing</p><h3 class="mfs-h3">When remortgaging might not be right</h3></div>
     <p class="mfs-svc-note__body">Text.</p>
   </div> */
.mfs-svc-note { display: grid; gap: 16px; }
.mfs-svc-note .mfs-h3 { margin-top: 12px; }
.mfs-svc-note__body { max-width: 720px; font-size: 18px; line-height: 30px; color: var(--mfs-navy); }
@media (min-width: 1024px) {
  .mfs-svc-note { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 56px; }
}

/* Two options side by side, each with labelled rows.
   <div class="mfs-svc-compare">
     <article class="mfs-svc-compare__col">
       <h3 class="mfs-svc-card__title">Port your mortgage</h3>
       <dl><div><dt>What it means</dt><dd>Text.</dd></div> ... </dl>
     </article>
   </div> */
.mfs-svc-compare { display: grid; gap: 16px; max-width: 1080px; margin-inline: auto; }
@media (min-width: 768px) { .mfs-svc-compare { grid-template-columns: 1fr 1fr; gap: 24px; } }
.mfs-svc-compare__col {
  padding: 24px;
  border: 1px solid var(--mfs-line);
  border-radius: var(--mfs-radius);
  background: #fff;
}
@media (min-width: 1024px) { .mfs-svc-compare__col { padding: 36px; } }
.mfs-svc-compare__col .mfs-svc-card__title { padding-bottom: 16px; border-bottom: 1px solid var(--mfs-line); }
@media (min-width: 640px) { .mfs-svc-compare__col .mfs-svc-card__title { font-size: 32px; line-height: 40px; } }
.mfs-svc-compare dl > div { padding-block: 20px; border-bottom: 1px solid var(--mfs-line); }
.mfs-svc-compare dl > div:last-child { padding-bottom: 0; border-bottom: 0; }
.mfs-svc-compare dt {
  font-size: 12px;
  font-weight: 700;
  line-height: 18px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--mfs-body);
}
.mfs-svc-compare dd { margin-top: 6px; font-size: 17px; line-height: 27px; color: var(--mfs-navy); }

/* Three figures in a row with dividers, and an optional footnote.
   <ul class="mfs-svc-numbers">
     <li><p class="mfs-eyebrow">Typical deposit</p><h3 class="mfs-svc-numbers__title">Your deposit</h3><p>Text.</p></li>
   </ul>
   <p class="mfs-svc-footnote">Footnote.</p> */
.mfs-svc-numbers { display: grid; gap: 28px; }
.mfs-svc-numbers > li { display: grid; gap: 8px; align-content: start; }
.mfs-svc-numbers > li > p:not(.mfs-eyebrow) { font-size: 16px; line-height: 27px; color: var(--mfs-body); }
.mfs-svc-numbers__title { margin-top: 4px; font-family: var(--mfs-font-heading); font-size: 26px; font-weight: 700; line-height: 32px; color: var(--mfs-navy); }
@media (min-width: 768px) {
  .mfs-svc-numbers { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; }
  .mfs-svc-numbers > li { padding-inline: 40px; border-left: 1px solid var(--mfs-line); }
  .mfs-svc-numbers > li:first-child { padding-left: 0; border-left: 0; }
  .mfs-svc-numbers > li:last-child { padding-right: 0; }
}
.mfs-svc-footnote { margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--mfs-line); font-size: 15px; line-height: 24px; color: var(--mfs-navy); }
.mfs-svc-footnotes { display: grid; gap: 12px; margin-top: 48px; }
.mfs-svc-footnotes p { font-size: 15px; line-height: 24px; color: var(--mfs-body); }

/* Filter chips over a set of cards. Each card lists its chips in
   data-filter-tags; the chips are buttons with data-filter (all = every card).
   <div class="mfs-svc-filters" role="group" aria-label="Filter cover" data-filters>
     <button type="button" class="mfs-svc-filter" data-filter="all" aria-pressed="true">All cover</button>
     <button type="button" class="mfs-svc-filter" data-filter="family" aria-pressed="false">Your family</button>
   </div>
   <ul class="mfs-svc-cards" data-filter-items>
     <li class="mfs-svc-card" data-filter-tags="family">...</li>
   </ul> */
.mfs-svc-filters { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; }
.mfs-svc-filter {
  min-height: 40px;
  padding: 8px 16px;
  border: 1px solid var(--mfs-line);
  border-radius: 999px;
  background: #fff;
  font: inherit;
  font-size: 15px;
  font-weight: 500;
  color: var(--mfs-navy);
  cursor: pointer;
  transition: border-color 0.2s, background-color 0.2s;
}
.mfs-svc-filter:hover { border-color: rgb(0 47 106 / 0.4); }
.mfs-svc-filter[aria-pressed="true"] { border: 2px solid var(--mfs-action); padding-inline: 15px; background: var(--mfs-band); font-weight: 600; }
.mfs-svc-filters + .mfs-svc-cards { margin-top: 32px; }
@media (min-width: 1024px) { .mfs-svc-filters + .mfs-svc-cards { margin-top: 56px; } }
/* Phones: chips scroll sideways instead of wrapping onto three rows. */
@media (max-width: 639.98px) {
  .mfs-svc-filters { flex-wrap: nowrap; justify-content: flex-start; margin-inline: -20px; padding-inline: 20px; overflow-x: auto; scrollbar-width: none; }
  .mfs-svc-filters::-webkit-scrollbar { display: none; }
  .mfs-svc-filter { flex-shrink: 0; }
}

/* Small link list (e.g. "Planning a remortgage").
   <h2 class="mfs-h3">Planning a remortgage</h2>
   <ul class="mfs-linklist mfs-svc-links"><li><a href="{base_url}...">Remortgaging guide {icon:arrow-up-right}</a></li></ul> */
.mfs-svc-links { margin-top: 16px; grid-template-columns: 1fr; }
@media (min-width: 768px) { .mfs-svc-links { grid-template-columns: repeat(3, minmax(0, 1fr)); column-gap: 40px; } }
.mfs-svc-links a { font-size: 16px; }

/* "More answers to common questions": a link with a description under it. */
.mfs-linklist a.mfs-linklist__item { align-items: flex-start; padding-block: 14px; }
.mfs-linklist__item .mfs-icon { margin-top: 4px; }
.mfs-linklist__label { display: block; }
.mfs-linklist__desc { display: block; margin-top: 4px; font-size: 15px; font-weight: 400; line-height: 23px; color: var(--mfs-body); }
.mfs-ui .mfs-linklist a.mfs-linklist__item:hover .mfs-linklist__desc { color: var(--mfs-body); }