What Our Clients Say
Why choose us?
Our expert advice costs you nothing. We are paid by the lender so we do not charge you.
Our team of mortgage advisors in Kingston ensures that they provide personalized advice as per your circumstances. From start to finish.
We compare thousands of products from over 90 lenders to find the perfect mortgage deal for you.
We are fully authorised and regulated by the FCA for your peace of mind.
Don’t just take our word for it. Read our glowing 500 plus 5 star reviews from clients.
Throughout your journey of getting the mortgage you were looking for, we would stay connected with you via email and mobile and keep you posted.
Ready to Begin?
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Our Mortgage Process
Fill The Form
Tell us about your mortgage needs and yourself
Quick Call
Arrange a call with our expert to discuss your mortgage
Expert Research
We research in order to find you the best mortgage for your circumstance
Secure Your Mortgage Deal
Our team will complete the application and keep you updated
Our Local Insight On Kingston Property Market
Kingston Upon Thames is charming historic town with a rich history located on the river Thames. The town centre has a busy high street full of brands, cafes and restaurant always welcome many communities.
The commute to central London waterloo is just 20 min away from Kingston. Kingston is home to some of the top grammar schools in country like Tiffin boys and Tiffin girl’s school. Open green parks like Busy Park, Richmond Park makes Kingston and surrounding area like Surbiton, New Malden a popular place to live among young families.
The average property in Kingston is around £620,000 navigating the property market in Kingston by yourself is not the best option when it comes to getting a mortgage. Always work with No Fee Mortgage Broker.
Speak to a Mortgage Expert in Kingston
Need mortgage advise in Kingston? Speak to our team at MariannaFS. Pay No Broker Fees
Independent mortgage broker in Kingston upon Thames
Getting a mortgage deal you are looking for is not always as easy as it looks. Borrowers often face personal or financial difficulties that prevent them from getting a mortgage deal from high street mortgage lenders. If you are finding it difficult to get a mortgage, we will work with specialist lenders who help our clients under unconventional circumstances.
Self-employed mortgage in Kingston
Self-employed borrowers often find it difficult to get mortgage rates and loan they wish for. This is because lenders have set their own criteria for self-employed. Self-employed applicant not always fit in the lending criteria like 2 years account history or average income for 2 years. If you are self-employed, looking for the mortgage on 1 years account or any special situation we will find most suitable self-employed mortgage rates for you.
Foreign national mortgage in Kingston
As Foreign nationals struggle to get the mortgage due to their visa status or nationality. Our broker will lead you to right lenders who will consider your mortgage application to purchase a property in Kingston. If you have a work visa and thinking to have mortgage on visa get in touch with us via WhatsApp and let us guide you.
Buy-to-let Mortgages in Kingston.
Kingston has good universities around which lead to huge demand for the student let or house with multiple occupants in Kingston. These mortgages are for borrowers who want to get a buy-to-let property to rent to student or people from different household. Whether you need an SPV (Special Purpose Vehicle) mortgage or a conventional buy-to-let, our mortgage broker can find you the best buy to let mortgage.
Bad credit Remortgage in Kingston
Do you have a bad credit or miss payment after getting your current mortgage? remortgaging can become very difficult with bad credit. However, our experience mortgage brokers will help you remortgage with bad credit. As whole of market mortgage broker we can search the entire market which allows us to find mortgage deals designed specifically for borrowers with bad credit. will do the right assessment of your case find out remortgage with the same lender or new one. You can remortgage your home in Kingston with bad credit.
Best Mortgage Rates
First Time Buyer
Remortgage
Meet MariannaFS: Fee Free Mortgage Broker.
Are you confused about where to begin your mortgage journey? Our mortgage broker Kingston has a team of expert advisers who are FCA-approved and CeMAP qualified mortgage consultants offer No Fee mortgage advice.
We research, advise and submit the whole mortgage application for you. Our Team of mortgage brokers has access to best tools to help you save money on your mortgage from high street banks including your everyday bank.
Remember, our independent mortgage advisers near me charge NO FEE while delivering 5-star rated service. Read hundreds of 5-star reviews from our happy customers on Google, Review.io and Trustpilot.
Mortgage Broker Services in Kingston
First-time buyer mortgage in Kingston Upon Thames
If you are new to the property ladder, it can be confusing not knowing where to start or how to get free agreement in principal. Our first-time buyers mortgage advice allows you to purchase your first property with ease. Our friendly advisers offer the best mortgage advise for your needs and find you lowest mortgage deals that fit you. Our experts will answer all your questions and resolve all your doubts as you climb Kingston property ladder for the first time.
Remortgage broker in Kingston Upon Thames
If your fixed term mortgage ending soon and you are wondering, “Can I remortgage my house with same lender? or can I remortgage early?” Our expert remortgage advice can answer all of those questions while we find a better deal saving you from higher monthly payments. Compare latest remortgage rates before the end of the fixed term. Our team of mortgage brokers are experienced enough to find you the most suitable mortgage deals you can switch to.
Home Mover Mortgage in Kingston
Our moving home mover mortgage in Kingston would help you get the best mortgage for your next home move. Downsizing to smaller house or moving to bigger house, need a porting of mortgage or a let to buy option, whatever reason for your home moves our friendly mortgage adviser would assist you throughout the process and bring you mortgage deals that are suit best your requirements.
Buy-to-let mortgage in Kingston Upon Thames
If you are a first-time landlord or you are experience landlord our buy to let mortgage brokers and advisers will find you the best buy-to-let mortgage rate form whole of market. Whether it is buy-to-let mortgage with personal name or as a company’s, we will do all necessary research for your application and guide you through. All you need to do is let us have the paperwork to work on your mortgage and we will handle the rest!
Some of the FAQS.
Typical mortgage advisor would charge you fees of £495 per case. MariannaFS offer fee free mortgage advice in most of the cases. We are paid commission by lenders. But in some cases, we will charge fees depend on the case type were extra time and efforts are required. We will always confirm with you if any fees charge before we start the work.
A lot of factors influence the mortgage you can receive from a lender. Your credit score and affordability are the most important parameters a lender will look into while assessing your application. Your history of making loan and credit card repayments have a direct impact on your credit score. Your existing debt, income, and profession will also have an influence on the mortgage deal you receive. Finally, the deposit you are ready to make will dictate the mortgage rate you get. The precise criteria will differ from one lender to another.
Borrowers often struggle to get a mortgage with bad credit. If you have accumulated bad credit, we will connect you with specialised lenders ready to engage with borrowers with bad credit. Depending on the nature and severity of your bad credit, our team of mortgage brokers in Kingston will find you a deal that suits your circumstances. If you already have a mortgage, we also help you remortgage with bad credit.
Our mortgage brokers are independent mortgage brokers who will scan the whole of market and bring the most suitable mortgage rates to you. Mortgage brokers are experienced enough to find you with the lenders with the right mortgage making sure you are not missing better mortgage deal. They also handle your paperwork while submitting your application for you. some mortgage brokers like MariannaFS offer Fee Free mortgage advice which can save you broker fees.
Yes, you can get a mortgage while being on a work VISA and we will find a lender ready to help you out. While most lenders prefer working with borrowers having an indefinite leave to remain (ILR), we will help you get a mortgage on work VISA. However, keep in mind that the lenders agreeing to help you out may have strict criteria and regulations which we make sure you fit in or you may have to increase the deposit of 25%.
This depends on your remortgage preferences. Remortgaging with the same lender is called a product switch. This is a simpler and easier procedure as the lender already knows you well. Your existing lender may also be a little lenient while making checks the second time. However, you will never know if you have the best deal in the market. While remortgaging with a new lender is a longer and stricter procedure, it gives you more options to explore and compare. At MariannaFS, we help you make the right decision depending on your preferences and financial circumstances.
