Useful Information Calculator
See how much you can borrow
Calculate your monthly mortgage payments for both repayment and interest-only mortgages.
Applicant 1 income (£):
£5,000.00
Applicant 2 income (£):
£0.00
Result : £25,000.00
Buy-to-let rental income calculator
Our Buy-to-let calculator is a great first step for anyone who's thinking of investing in a rental property
Again, many lenders have different requirements and therefore no calculator will ever cater for all such variations
This calculator is design to give you a rough Idea. If you need something more accurate, please contact us so that a qualified mortgage advisor and can assess and advise
Again, many lenders have different requirements and therefore no calculator will ever cater for all such variations
This calculator is design to give you a rough Idea. If you need something more accurate, please contact us so that a qualified mortgage advisor and can assess and advise
Property Value:
£5,000.00
Deposit Value:
£1,000.00
Result : £20.00
Calculate monthly payments
Calculate your monthly mortgage payments for both repayment and interest-only mortgages.
Amount of the loan (£):
£50,000.00
Annual interest (%):
5.99
Term (Years):
25
Monthly payment : £321.85
Total payment : £96,553.54
Total interest : £46,553.54
Buy-to-let how much can I borrow calculator
Monthly Rental:
£300.00
Property Value:
£70,000.00
Result : £52,500.00
Remortgage Calculator
Mortgage Loan / Purchase Price (£):
£50,000.00
Interest Rate (%):
£5.99
New Interest Rate (%):
£4.00
Term (Years):
£25.00
| £5.99% (Interest Rate) | £4.00% (Interest Rate) | |
|---|---|---|
| Monthly payment | ££321.85 | ££263.92 |
| Total payment | ££96,553.54 | ££79,175.53 |
| Total interest | ££46,553.54 | ££29,175.53 |
Payment difference
Monthly payment : ££57.93
Total payment : ££17,378.01
Total interest : ££17,378.01
results are indication only and subject to full financial underwriting and satisfactory property valuation.
results are indication only and subject to full financial underwriting and satisfactory property valuation.
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Joint Borrower Sole Proprietor Mortgages
Learn how a Joint Borrower Sole Proprietor (JBSP) mortgage lets family boost your income, keeps you as the sole owner, and protects first-time buyer stamp duty relief.
Do-you-need-a-deposit-to-remortgage
While remortgaging generally does not required a deposit, you will still need to incur additional expenses along the way.
Mortgages For Foreign Nationals
Foreign nationals can own properties in the UK as visa does not stop them. However, the process may get challenging when obtaining mortgage to purchase the property
6 Times Salary Mortgages
6x salary mortgages that significantly increase their borrowing capacity up to 30 %
Average Mortgage Payments
Monthly mortgage payment depends on a number of factors, including interest rates, deposit amount .
Mortgages For Company Director
Mortgages for company director is for those who runs their own limited company & take salary plus dividend as part of remuneration.
40 Year Mortgage
Most people go for longer term mortgage as long as 40 years and some lender now offer 40 years mortgage to keep monthly payment more manageable and borrow more.
What Is Mortgage Porting?
Mortgage porting is you move your current mortgage to your new home. The current mortgage terms and condition will remain the same through out the fixed term of your mortgage. Not all the mortgages are portable, or it can depend on couple of factors.
What Is Loan To Value
When you are getting a mortgage to purchase or remortgage a property, the rate of interest and the deposit to be paid are the two most important factors that influence your decision. Both these factors decide the repayments you would be required to make over time. Another highly important factor that dictates your choice and influences the two factors mentioned above is loan-to-value (LTV) or the LTV ratio. Every mortgage lender takes LTV into consideration before offering













