We Charge No Broker Fees

We Search Whole Of Market

We Do The Hard Work

How to Get Mortgage In Barnet?

1 Talk to us

Call us, connect on WhatsApp or request a call-back. Let us understand you little more to find the suitable mortgage deal.

2 We find best mortgage.

We will scan whole of market to get you the best possible mortgage deal suits your requirements & circumstances.

3 Secure the mortgage.

Once we find right mortgage we will submit mortgage application. We keep you updated as we progress towards mortgage offer.

Why choose us

WE ARE FREE
Mortgage Broker Barnet offer fee-free services. You won’t be paying any broker fees for your mortgage advice with out compromising the quality of our services in any way.
PERSONALIZED ADVICE
We provide you with mortgage advice that is tailored according to your specific needs and preferences. Our team is approachable & will provide you personalized assistance.
MORTGAGE PROTECTION
We can advice and arrange insurances related to your mortgage. With access to market leading providers, we will arrange insurance for you & love ones.
SKILLED & EXPERINCED
MariannaFS have a team of experienced mortgage brokers in Barnet. Our professionals are fully qualified with access to resources in the market which helps to find right mortgage.
SOLICITOR RECOMMENDATIONS
At MariannaFS, we can recommend suitable solicitors for helping you out with your mortgage conveyancing work so you no longer required to look for one.
STAY CONNECTED
We believe staying connected with our clients to guide them with mortgage process. We stay connected via mobile and email with you during your mortgage journey.

Some of the FAQS

How much remortgaging can save you?

Finding the right remortgage deal help you reduce monthly mortgage payments by stopping you from Standard Variable Rate.
Check out how much you can save by remortgaging your property with the help of our remortgage calculator. We have seen on average our clients save £200 – 350 on monthly mortgage payments compare to standard variable rates.

I am on work visa. Can I get a mortgage?

Yes we can find you lender if you are on work visa. Most lenders would prefer to see indefinite leave to remain but if you do not have ILR it is possible to get mortgage on visa. Some lenders even ignore visa; criteria if you have 25% deposit.

What could affect my mortgage application?

Credit Score is the major factor in your mortgage application. Your Income decides how much lending you could get from lender. Deposit is the other major factor in your mortgage application.

Your current debt like credit cards and loan commitment. This are important factors that would affect your application.

Can you get a mortgage being self-employed?

Yes we can get mortgage for self-employed. In most cases, mortgage lenders prefer with borrowers who have a employed income instead of people who are self-employed. Here, stability of income is preferred over a hefty bank account balance.

If you are self-employed and are looking for mortgage broker in Barnet, there is no need to get disheartened. Our mortgage brokers would help you find right lenders who help self-employed borrowers get suitable mortgage deals.

How to improve your chances of getting mortgage?

Get your finances in order- check your credit report and make sure you pay everything you owe and close the accounts you no longer use.

Save bigger deposit if possible as it is easier to secure good mortgage rate if you have a bigger deposit.
Speak to our mortgage advisor- We are expert in securing best mortgage deals for first time buyer.

See latest mortgage rates

Based on value of £200,000 at 50% LTV

First Time Buyer

Lender Details
Initial Rate
APRC
3.17%
5.86%

Remortgage

Lender Details
Initial Rate
APRC
3.92%
6.24%

BTL Purchase

Lender Details
Initial Rate
APRC
2.34%
8.48%

Home Mover

Lender Details
Initial Rate
APRC
1.57%
7.03%

Our lenders

We work with over 90 lenders

ACCORD MORTGAGES
BARCLAYS
CLYDESDALE BANK PLC
COVENTRY BUILDING SOCIETY GODIVA
HALIFAX
HSBC
LEEDS BUILDING SOCIETY
METRO BANK
NATIONWIDE BUILDING SOCIETY
NETWEST
SANTANDER
SKIPTON BUILDING SOCIETY
TSB BANK
VIRGIN MONEY

Not ready yet?

Explore our mortgage guides and calculators
Mortgages For Foreign Nationals
Foreign nationals can own properties in the UK as visa does not stop them. However, the process may get challenging when obtaining mortgage to purchase the property
6 Times Salary Mortgages
6x salary mortgages that significantly increase their borrowing capacity up to 30 %
Average Mortgage Payments
Monthly mortgage payment depends on a number of factors, including interest rates, deposit amount .
Mortgages For Company Director
Mortgages for company director is for those who runs their own limited company & take salary plus dividend as part of remuneration.
40 Year Mortgage
Most people go for longer term mortgage as long as 40 years and some lender now offer 40 years mortgage to keep monthly payment more manageable and borrow more.
NatWest Mortgage In Principle
NatWest mortgage in principle , what are the benefits and how to get one.
Halifax-2-years-fixed-rate-mortgage
Halifax’s 2 year & 5 year fixed rate mortgages for first time buyers. Halifax’s fixed remortgage rates for 2 year and 5 years.
Halifax Mortgage In Principle
Halifax mortgage in principle , what are the benefits and how to get one.
What documents required to Remortgage?
Remortgaging is the process of switching an existing mortgage deal with a new one at the end of the fixed term. Most people often choose to remortgage their property for better rates. Some people choose to stay with same lender, but some fail to remortgage on time resulting a lot more monthly mortgage payment. Usually remortgage will involve remortgaging with same lender or change the lender. Remortgage with same lender is called product transfer. Which is simple process and required less paperwork compared to remortgage to different lender.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments