We Charge No Broker Fees

We Search Whole Of Market

We Do The Hard Work

How to Get Mortgage In Berkshire?

1 Talk to us

Call us, connect on WhatsApp or request a call-back. Let us understand you little more to find the suitable mortgage deal.

2 We find best mortgage.

We will scan whole of market to get you the best possible mortgage deal suits your requirements & circumstances.

3 Secure the mortgage.

Once we find right mortgage we will submit mortgage application. We keep you updated as we progress towards mortgage offer.

Why choose us

WE ARE FREE
Mortgage Broker Berkshire offer fee-free services. You won’t be paying any broker fees for your mortgage advice with out compromising the quality of our services in any way.
PERSONALIZED ADVICE
We provide you with mortgage advice that is tailored according to your specific needs and preferences. Our team is approachable & will provide you personalized assistance.
MORTGAGE PROTECTION
We can advice and arrange insurances related to your mortgage. With access to market leading providers, we will arrange insurance for you & love ones.
SKILLED & EXPERINCED
MariannaFS have a team of experienced mortgage brokers in Berkshire. Our professionals are fully qualified with access to resources in the market which helps to find right mortgage.
SOLICITOR RECOMMENDATIONS
At MariannaFS, we can recommend suitable solicitors for helping you out with your mortgage conveyancing work so you no longer required to look for one.
STAY CONNECTED
We believe staying connected with our clients to guide them with mortgage process. We stay connected via mobile and email with you during your mortgage journey.

Some of the FAQS

Do I need a mortgage broker?

When you buy your first house or a flat, you need to consider several things like which mortgage deal is right for me or how long it will take to secure a mortgage.

Your mortgage broker can explore all available options based on your circumstances. Banks, on the other hand, show you mortgages available through them. Independent brokers will advise on the most suitable deal that will work just for you and guide you through the entire process from start to finish.

Mortgage advisors have a crucial role in communicating with a lender and estate agent. Once your mortgage deal is finalised, they prepare an agreement in principle that many estate agents may require to consider your offer.

What is a buy-to-let remortgage?

Buy-to-let remortgaging is often seen as an effective tool to potentially save money on your monthly mortgage payments, especially if you are on a wrong or higher interest rate. When your fixed term is over, your monthly mortgage payment will go up.

You could save on your monthly mortgage payment by remortgaging to a lower rate. It is always a good idea to shop around as you may find a much better deal with a different lender than your current lender can offer you.

What are the mortgage rates I will get?

The mortgage rates depend primarily on the base rate of the Bank of England.
The rate at which a lender offers you a mortgage would also depend on the affordability tests conducted by them depend on your income, deposit and credit scoring.

Before you go deal with a mortgage lender and seek the best offer, our mortgage brokers would provide you with all the necessary information, making sure that your journey is safe and smooth.

I am on work visa. Can I get a mortgage?

Yes we can find you lender if you are on work visa. Most lenders would prefer to see indefinite leave to remain but if you do not have ILR it is possible to get mortgage on visa. Some lenders even ignore visa; criteria if you have 25% deposit.

Can you get a mortgage with bad credit?

Another common issue faced by mortgage borrowers is that of bad credit.
If you have accumulated bad credit over time, you are likely to face rejections from several lenders.

Yet again, you need not worry about finding a mortgage deal in Berkshire with Marianna Financial Services. Our brokers would help you find specialized lenders who consider providing mortgages to borrowers with bad credit (depending on the nature and severity of bad credit).

See latest mortgage rates

Based on value of £200,000 at 50% LTV

First Time Buyer

Lender Details
Initial Rate
APRC
3.17%
5.86%

Remortgage

Lender Details
Initial Rate
APRC
3.92%
6.24%

BTL Purchase

Lender Details
Initial Rate
APRC
2.34%
8.48%

Home Mover

Lender Details
Initial Rate
APRC
1.57%
7.03%

Our lenders

We work with over 90 lenders

ACCORD MORTGAGES
BARCLAYS
CLYDESDALE BANK PLC
COVENTRY BUILDING SOCIETY GODIVA
HALIFAX
HSBC
LEEDS BUILDING SOCIETY
METRO BANK
NATIONWIDE BUILDING SOCIETY
NETWEST
SANTANDER
SKIPTON BUILDING SOCIETY
TSB BANK
VIRGIN MONEY

Not ready yet?

Explore our mortgage guides and calculators
Mortgages For Foreign Nationals
Foreign nationals can own properties in the UK as visa does not stop them. However, the process may get challenging when obtaining mortgage to purchase the property
6 Times Salary Mortgages
6x salary mortgages that significantly increase their borrowing capacity up to 30 %
Average Mortgage Payments
Monthly mortgage payment depends on a number of factors, including interest rates, deposit amount .
Mortgages For Company Director
Mortgages for company director is for those who runs their own limited company & take salary plus dividend as part of remuneration.
40 Year Mortgage
Most people go for longer term mortgage as long as 40 years and some lender now offer 40 years mortgage to keep monthly payment more manageable and borrow more.
NatWest Mortgage In Principle
NatWest mortgage in principle , what are the benefits and how to get one.
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Halifax’s 2 year & 5 year fixed rate mortgages for first time buyers. Halifax’s fixed remortgage rates for 2 year and 5 years.
Halifax Mortgage In Principle
Halifax mortgage in principle , what are the benefits and how to get one.
What documents required to Remortgage?
Remortgaging is the process of switching an existing mortgage deal with a new one at the end of the fixed term. Most people often choose to remortgage their property for better rates. Some people choose to stay with same lender, but some fail to remortgage on time resulting a lot more monthly mortgage payment. Usually remortgage will involve remortgaging with same lender or change the lender. Remortgage with same lender is called product transfer. Which is simple process and required less paperwork compared to remortgage to different lender.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments