Mortgage Broker Bromley
We are Independent Mortgage Brokers Offer Fee Free Mortgage Advice Around Bromley, Bexley and London Area. Just complete the form and broker will contact you to offer impartial advice.
No fee mortgage advisors
Fee free mortgage brokers
Best mortgage rates and deals
How to Get Mortgage In Bromley?
Call us, connect on WhatsApp or request a call-back. Let us understand you little more to find the suitable mortgage deal.
We will scan whole of market to get you the best possible mortgage deal suits your requirements & circumstances.
Once we find right mortgage we will submit mortgage application. We keep you updated as we progress towards mortgage offer.
Mortgage Broker Services in Bromley
First-time buyer mortgage in Bromley
If you are ready to climb property ladder in Bromley or around, we can help you to secure the best first-time buyer mortgage deal. Our FCA-approved team will make all necessary assessments to find you with suitable lender. It is natural for first-time buyers to be apprehensive and confused about mortgages and home buying process.
Rest assured that our mortgage brokers and advisers will resolve all your doubts and clear all confusion regarding the matter. We will do our best to help first time buyer to solidify their position by getting Decision in Principle before they start looking property in Bromley. From first conversation we try to answer all your questions and resolve all your doubts without any jargons.
Remortgage in Bromley
Remortgaging is process of closing your existing mortgage deal and switch to a new one at the end of fixed term. Most borrowers start looking remortgage before the end of the fixed term to secure best interest rate as mortgage rates have been high for some time. If you wish to remortgage your property, we will help you find the best remortgage rate from whole of market and guide you throughout the process.
Moreover, we will help you in deciding whether you should stay with same lender or remortgage with a new one. Our team also assist you with the document needed to remortgage. If you been thinking “Can I remortgage my house early ?” or how long it take to remortgage we will answer all that questions.
Home mover mortgage in Bromley
Our mortgage brokers and advisers can assist you get a mortgage for the property if you are thinking of home move. If you already have a mortgage for your property and want it port to new residential or convert as let -to-buy, our team can help you with home mover mortgage as well. Our professionals will do their best to help you move to a new property with ease and efficiency.
Buy-to-let mortgage in Bromley
If you wish to purchase a property to renting it out, we can help you find the best buy-to-let mortgage rates in Bromley. Whether you are looking for a mortgage in your own name or in the name of your limited company known as special purpose vehicle (SPV), you will receive end-to-end assistance for the same.
Our mortgage brokers with years of experience know all the criteria needed to engage with specific lenders, as per your requirement. Buying as a first time landlord or remortgage current buy to let for better rate with our guidance your mortgage journey for buy to let will be a lot easier.
Why choose us
Some of the FAQS
As a first-time buyer or remortgage comes with challenges, it is important to seek help from an independent mortgage broker who would give you a sense of direction.
An independent mortgage broker would help you to make right informed decisions while taking out a mortgage. They would analyse your financial situation and offer advice unique to your needs and circumstances. And best of all some of them offer free mortgage advice like MariannaFS.
You should remortgage with a new lender when your current mortgage is coming to end. Usually 3-4 months in advance. Your remortgage broker can tell you if you should remortgage to new lender or stay with current lender. Always compare the cost and saving involve in remortgage before deciding to change the lender.
We are a team of fee-free mortgage brokers in Bromley. While a conventional mortgage broker may charge as much as £495 for every case, we relieve you of this additional financial burden. Having said this, none of our fee-free services are compromised in quality and you receive state-of-the-art guidance throughout your journey.
But on some occasion, we with complex cases we charge fees for extra time and efforts. We always confirm fees before we start the work.
At the moment just start of the year 2024, it is hard to say but historically smaller houses are selling faster than flats and larger mansions. As they are more affordable. Most homebuyers in the UK are choosing to purchase two-bedroom mid terraced or end terraced for themselves.
On the other hand, bigger detached houses with more bedrooms are the lowest in demand due to the cost.
While most homebuyers think there is no need to get a life cover along with a mortgage, it is not the best decision to take when it comes to property purchases. A life cover allows your family members to repay your mortgage in the case of your death.
It gives your family the security to continue financially after the financial support coming from you comes to a sudden halt.
While a lot of generative AI tools are getting popular across the globe, it is impossible for them to replace the services offered by professional mortgage advisors. No matter how quickly an AI tool responds, it will not personalise the advice for every homebuyer. Moreover, while AI is slow in updating its responses, a professional mortgage adviser will give you real-time updates about the market.
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First Time Buyer
Remortgage
BTL Purchase
Home Mover
Our lenders
We work with over 90 lenders
Mortgage broker services in Bromley
Independent mortgage advice
Purchasing a property in Bromley or around by yourself without help of mortgage broker is not the best way to enter the property ladder. Even if you are an experienced, it is always good to receive a advice from professional online mortgage adviser or find a local mortgage broker who offers fee free mortgage advice. With years of experience within the team, we help you make the right decisions from the moment you decide to purchase or remortgage a property in Bromley. Our mortgage advice unique to your individual needs and circumstances.
Specialist mortgage brokers
Many borrowers face difficulties in getting the mortgage they want. From the lack of a good credit score or lack of indefinite leave to remain if you are a foreign national, multiple factors dissuade conventional mortgage lenders from approving mortgage applications. If you are dealing with such hassles, our specialist mortgage brokers will find you lenders who are ready to take you on board.
Self-employed mortgage
Most mortgage lenders prefer working with employed borrowers than self-employed borrowers due to stable guaranteed income. They often offer better mortgage to new employed professionals but not a new self-employed person . However, if you are a sole trader or own a limited company, looking for mortgage we will ensure that you get a suitable self-employed mortgage deal. We will find you with specialised lenders who deal with self-employed borrowers, to secure the mortgage.
Mortgage for visa holders.
If you are not a UK or EU resident, you may experience a few hiccups in getting a mortgage on visa. Under such circumstances, you can always seek our fee-free mortgage services that lead you to right lenders and secure the mortgage deal. We not only help you find suitable lenders but also give you the detailed criteria for each lender. Meeting their requirements will allow you to own a property in the UK while being a foreign national.
NHS or key worker mortgage.
NHS mortgage is not a standalone mortgage product. It refers to a situation wherein a mortgage deal is offered to an NHS employee. You also stand a chance to borrow more than a conventional mortgage lender under these circumstances.
As a key worker you can benefit from certain home ownership schemes like right to buy or shared ownership design to help key worker. If you are facing difficulties getting the right mortgage deal as NHS worker or a mortgage for teacher we can help you get an ideal mortgage. If you are Newly Qualified Teacher, or a Supply Teacher, we will lead you to the right mortgage lender who would soften the criteria such as an acceptance of variable income and temporary contracts.
Remortgage with bad credit
Bad credit should not stop you from remortgaging. If your credit rating has gone down after getting your first mortgage, we still can find you a lender depend on your adverse credit history. Our mortgage brokers and advisers in Bromley help you remortgage with bad credit by leading you to specialised lenders . Depending on the severity of your bad debt, these lenders can make necessary arrangements and help you switch to a new mortgage deal.
SPV buy-to-let.
These mortgages are suited for borrowers willing to purchase buy-to-let properties under their company as special purpose vehicle or a trading company. Whether you need an SPV mortgage or a conventional buy-to-let deal we can assist you finding the correct lender. Our broker can share their view on buying as a company or personal name right option for you.
Insurance life cover
Along with giving you the best mortgage deals for your purchase or remortgage, we also secure your property purchases by helping you get the right home insurance and life cover. Home insurance will give you monetary compensation if your property gets damaged in any way. Life cover, on the other hand, gives you financial aid if you encounter a critical medical emergency or death.
