What Our Clients Say

Why choose MariannaFS?

WE ARE FREE
MariannaFS are fee-free mortgage broker with excellent five star customer service.
PERSONALIZED ADVICE
We provide you with mortgage advice that is tailored to your needs & circumstances.
FCA REGULATED
All our brokers are fully authorised and regulated by the FCA for your peace of mind.
PROVEN BY RATING
We are proud of hundreds of 5 star reviews from our clients .
SOLICITOR RECOMMENDATIONS
We can recommend suitable solicitors for mortgage conveyancing .
MORTGAGE PROTECTION
We can arrange insurances related to your mortgage. With access to market leading providers.

Ready to Begin?

Complete the short form and our expert broker will be in touch shortly.

Our Mortgage Process

  • Fill The Form

    Tell us about your mortgage needs and yourself

  • Quick Call

    Arrange a call with our expert to discuss your mortgage

  • Expert Research

    We research in order to find you the best mortgage for your circumstance

  • Secure Your Mortgage Deal

    Our team will complete the application and keep you updated

Enfield Property Market: 2026 Local Insights

Enfield, in North London, is a family-friendly area known for its parks and open space, such as Broomfield Park, Trent Park and Forty Hall Estate. Enfield Town offers a bustling center with cafes, shops and restaurants and excellent schools which attract families. Excellent transport services connect Enfield to Central London. All of this put pressure property market from home buyers and renters.

In 2025 House prices in Enfield have an overall average of £536,311. Majority properties sold were terrace houses. Overall property prices were 2% down compare to previous year. But expected interest rate cuts we may see this changing in 2026.

Speak to a Mortgage Expert in Enfield

Need mortgage advise in Enfield? Speak to our team at MariannaFS. Pay No Broker Fees

Specialist mortgage brokers in Enfield

Specialist mortgage brokers in Enfield

In some cases mortgage borrowers to have their applications rejected for reasons like bad credit, self-employment. You can reach out to us if you have similar issues, and our specialist mortgage brokers will find you suitable mortgage. We scan the whole of market to connect our clients with specialist mortgage lenders ready to extend their helping hands.

Bad credit Remortgage broker Enfield

Bad credit should not stop you from remortgaging your property in Enfield. If your credit score has gone downhill over time, our team of licensed professionals will help you remortgage with bad credit. Depending on how severe your bad credit is, we can get you suitable remortgage deals in town with specialist lenders.

Company buy-to-let mortgage broker in Enfield

Thinking to purchase a buy-to-let property under your company’s name, known as SPV purchase we will help you to find you the right mortgage deals. Whether you want an SPV (Special Purpose Vehicle) mortgage or a conventional buy-to-let mortgage, we will guide you throughout the mortgage application process.

Company director mortgage broker in Enfield

Are you company director thinking of purchase or remortgage a property in Enfield, you may face some difficulties for company director mortgages. Most lenders are keen on stable consistent income. Working with self-employed borrowers they do not give them an assurance of steady income.

However, with MariannaFS, we can assist you with self-employed mortgage. Whether you are a sole trader or limited company director we will find a mortgage right for you.

About Us

Marianna FS as a trustworthy and client-focused fee free mortgage broker. Their core value proposition is built on four key pillars: being Free (Fee free mortgage advice), independent (not tied to any panel of bank), comprehensive (access to nearly 90 lenders), and experienced (FCA authorised since 2016).

We pride ourselves on the close relationships we build with each & every client. But don't take our word for it, read our 5-star reviews on review platforms including Google and Trustpilot.

Best Mortgage Rates

Based on value of £200,000 at 50% LTV

First Time Buyer

Lender Details
Initial Rate
APRC
4.57%
6.17%
4.57%
6.17%
4.6%
6.17%

Remortgage

Lender Details
Initial Rate
APRC
4.66%
6.18%
4.69%
6.19%
4.69%
6.19%

Ready to Start Your Fee-Free Mortgage Journey?

Mortgage Broker Enfield Services

First-Time Buyer Mortgages in Enfield

When you are in process of purchasing your first property we know it can be confusing and intimidating thinking of where to start to seek advice. From initial financial assessments to Decision in principal and mortgage application our first time buyer mortgage advice allows you to purchase your first property with ease.

Our mortgage brokers in Enfield will provide you with end-to-end assistance in finding you the best mortgage deal that is suitable for you.

Remortgage Brokers in Enfield

Remortgaging is renewing current mortgage deal to new mortgage deal. If you are remortgaging to find better interest rate or need funds for home improvement? Do you need mortgage broker to help you with remortgage with bad credit?

Our expert remortgage advice can answer all of those questions while we find a better deal saving you from higher monthly payments speak to our Enfield mortgage expert.

Buy To Let Mortgage In Enfield

Whether first-time landlord or experience landlord our buy to let mortgage brokers  will find you the best buy-to-let mortgage rate form whole of market. Whether it is buy-to-let mortgage with personal name or company buy to let, we will handle it all for you.

Home Mover Mortgage Broker Enfield

Our home mover mortgage broker in Enfield would help you get the best mortgage for your next home move. Downsizing or moving to bigger house, need a porting of mortgage or a let to buy option, whatever reason for your home move our friendly mortgage brokers in Enfield would assist you throughout the process.

Some of the FAQS.

 

Why use Mortgage Broker?

Finding for a property and a right mortgage in a market can get really challenging. Especially if you are a first-time buyer, you are likely to encounter several hurdles along the way.

Amidst these challenges, it is important to seek help from an independent mortgage broker who would give you a sense of direction. Mortgage brokers have access to whole of market which means you are not missing out on mortgage deals.

I am on work visa. Can I get a mortgage?

Yes we can find you lender if you are on work visa. Most lenders would prefer to see indefinite leave to remain but if you do not have ILR it is possible to get mortgage on visa. Some lenders even ignore visa; criteria if you have 25% deposit.

Can you get a mortgage with bad credit?

Another common issue faced by mortgage borrowers is that of bad credit. If you have accumulated bad credit over time, you are likely to face rejections from several lenders. Yet again, you need not worry about finding a mortgage deal with Marianna Financial Services. Our brokers would help you find specialized lenders who consider providing mortgages to borrowers with bad credit (depending on the nature and severity of bad credit).

What could affect my mortgage application?

Credit Score is the major factor in your mortgage application. Your Income decides how much lending you could get from lender. Deposit is the other major factor in your mortgage application. Your current debt like credit cards and loan commitment. These are important factors that would affect your application.

Should I Remortgage with the same lender or new?

There are two major ways in which you can remortgage your property – remortgage with the same lender or remortgage to a new lender. Borrowers who choose to remortgage with the same lender called product switch. The process is very simple for product switch. But they may not know if they have the best remortgage deal. As your existing lender already knows you well, the overall process of remortgaging your property becomes easier and faster. Always speak to mortgage advisor who will advise you if you should remortgage to new lender or go with new lender.

Get Started With Mortgage Broker In Enfield

Our Mortgage Guides

Do-you-need-a-deposit-to-remortgage

While remortgaging generally does not required a deposit, you will still need to incur additional ex...

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Mortgages For Contractors

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Mortgages For Foreign Nationals

Foreign nationals can own properties in the UK as visa does not stop them. However, the process may ...

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6 Times Salary Mortgages

6x salary mortgages that significantly increase their borrowing capacity up to 30 %

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Average Mortgage Payments

Monthly mortgage payment depends on a number of factors, including interest rates, deposit amount .

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Mortgages for company director is for those who runs their own limited company & take salary plus di...

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40 Year Mortgage

Most people go for longer term mortgage as long as 40 years and some lender now offer 40 years mortg...

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NatWest Mortgage In Principle

NatWest mortgage in principle , what are the benefits and how to get one.

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Halifax’s 2 year & 5 year fixed rate mortgages for first time buyers. Halifax’s fixed remortgage r...

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Halifax Mortgage In Principle

Halifax mortgage in principle , what are the benefits and how to get one.

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What documents required to Remortgage?

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Should I Get A 35 Years Mortgage?

Most people go for longer term mortgage as long as 35 years and some lender now offer 40 years mortg...

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How to prove the Income of a Company Director

Income is the main factor in mortgage approval. How much you can borrow will depend on what income c...

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First Time Buyer Mortgages

Having a fee free mortgage broker by your side can help you to secure a better mortgage as a first ...

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Compare Remortgage Rates

A Remortgage can be with the same lender or a new lender. Mortgage borrowers will normally choose to...

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Add Some One To Mortgage?

If you have got a Mortgage by yourself and are thinking to add someone else on the mortgage, this i...

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Mortgage Application Timeline?

Your mortgage application approval, however, can take from 2 to 6 weeks.

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Mortgage Broker Fees

Learn all about what a mortgage broker charges, from the types of fees to fee-free mortgage brokers...

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Types Of Uk Houses

The UK housing market is made of 7 major types of houses. Detached , Semi-detached , Terrace , End ...

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Natwest Mortgage Rates

The best first time buyer mortgage rate from Natwest will start form 4.14 % for 2 year fixed with £1...

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Nationwide Product Transfer

At the end of your Nationwide fixed term mortgage, you can change to a new mortgage deal without cha...

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Mortgage Approval Time

Mortgage applications through a mortgage broker can take up to 2-3 weeks for approval. Which is a lo...

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BM Solution Mortgage Rates

BM solutions mortgage rates for new customers or BM solution mortgage rates for existing customers s...

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Barclays Remortgage Guide

Barclays are offering a better mortgage deal, you can certainly go ahead with the rate switch proces...

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Low Deposit Mortgage

Gathering a sufficient deposit is a big challenge every first-time buyer faces along the way of prop...

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Mortgage With Default?

Yes, you can get a mortgage with a default. In most cases, borrowers with bad credit seek help from ...

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Nationwide Mortgage Porting

Mortgage porting is you move your current mortgage to your new home. If you are planning to port you...

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What Is Mortgage Porting?

Mortgage porting is you move your current mortgage to your new home. The current mortgage terms and ...

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Santander-fixed-rate-mortgage

Santander offers 2 years fixed rate mortgage and 5 years fixed rate mortgage for first time buyers, ...

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Santander Mortgage Porting

If you have an existing mortgage with Santander and want to retain it while purchasing another prope...

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Barclays Mortgage Porting

Mortgage porting can be very easy and straight forward process if done right first time with the hel...

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HSBC Mortgage Rates

HSBC offers a range of the latest mortgage rates for their customers. Having the right mortgage deal...

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Nationwide Helping Hand Mortgage

Nationwide Helping Hand mortgage first time buyers are eligible to borrow a little more than the nor...

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How Long It Takes To Remortgage

What is remortgaging? Remortgaging is the process of switching an existing mortgage deal with a n...

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99% Mortgage For First Time Buyer

It is been reported government is planning to introduce new 99% LTV mortgage with 1 % deposit to hel...

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Remortgage With Same Lender?

When it comes to remortgaging your home, there are two major ways in which you can go about it. You...

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Mortgage Jargon Explained

Mortgage Jargon Terms used . The property market is no less than a field of study with important ...

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Self-employed Mortgage

While buying a property is a dream come true, many self-employed individuals find themselves worryin...

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How To Get Mortgage On Visa

If you live in the UK and are still on a VISA, you can purchase a property on a mortgage, even if yo...

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Higher Interest Rates And Remortgaging Options

As of the August of 2023, the Bank of England has increased its base rate for the 14th consecutive t...

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What Is APRC?

APRC refers to the annual percentage rate. As the name suggests, it is the rate of interest a lender...

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What Is A Credit Score?

In simple words, a credit score is a number that represents your creditworthiness. The number is ...

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What Is Loan To Value

When you are getting a mortgage to purchase or remortgage a property, the rate of interest and the...

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Tenants In Common” And “Joint Tenants

Especially in the case of first-time buyers, people choose to purchase properties with their friends...

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Type of Survey

Conducting a house survey is one of the many important assessments that need to be made before going...

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First-time Buyers Tips

Activity Among First-time Buyers Is Increasing As Annual Price Increase Slows. Here are some tips fo...

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Shared ownership mortgages

As the name suggests, a shared ownership mortgage is the type of mortgage where you share the owners...

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How To Staircase Shared Ownership?

As you know shared ownership property allows you to own a specific percentage of the house. The cont...

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What Is Conveyancing

Taking a mortgage for buying a property involves a range of legal considerations to make the process...

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Contractor Mortgage

When it comes to mortgages, people have always taken into consideration borrowers who are salaried e...

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Right to buy mortgage

A right to buy mortgage is a government mortgage scheme that allows council tenants in the UK to pur...

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What is green mortgage

Over time, the importance of sustainable development has increased worldwide. Green mortgages help y...

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Remortgage with bad credit

Your credit score arguably plays the most important role in finding an ideal mortgage . Lenders ofte...

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Remortgage for home improvement

There are many reasons why people choose to remortgage their properties, one of the most common bein...

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What is offset mortgage

Offset mortgage is a type of mortgage where your savings or current bank account is linked with your...

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What is variable rate mortgage?

As opposed to a fixed-rate mortgage, a variable rate mortgage is where the interest rate keeps fluct...

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What is a fixed rate mortgage?

As the name suggests, a fixed-rate mortgage is a type of mortgage where the rate of interest remains...

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What is a buy to let remortgage?

As the name suggests, a buy-to-let remortgage is a process of remortgaging our buy-to-let property. ...

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Guide to Gifted Deposit

Deposits often play a decisive role in finalizing a borrower’s decision especially in the case of fi...

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What is a transfer of equity?

There are many ways of changing the legal ownership of your property without putting it up for sale ...

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Leasehold property guide

If you are planning to purchase a new property with a mortgage, it is important to consider the type...

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What is an EPC

In current times energy and power consumption means a lot to normal household. With increasing cost...

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Buying a leasehold property

One of the most common ways of property purchase is a owning leasehold property. If you buying a pro...

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Leasehold Vs Freehold

Leasehold Vs Freehold: When it comes to owning a house, there are two major forms of ownership in...

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Are you mortgage-ready ?

Are you mortgage ready ? Buying a new home is, in equal parts, exciting and full of responsibilit...

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What can stop you getting mortgage

Purchasing a property through a mortgage is a significant decision that requires careful considerati...

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Facts About Mortgages

Getting a mortgage is always an important event in an individual’s life. It is, therefore, common fo...

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Remortgage cost and saving

Remortgage can take few months. we have cover in this guide the cost and saving related to remortgag...

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No Fees Mortgage Broker

If buying your first property or remortgaging to better rate MariannaFS offer fee free online mortga...

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Agreement in principle

Mortgage in principle, Decision in principle or Agreement in principal. MIP, DIP or AIP. With the...

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Remortgage guide

Your monthly mortgage repayments can be a substantial amount of your monthly income, so you should c...

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Btl buyer guide

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Home mover guide

Whether you are moving to a bigger property or downgrading to smaller property, moving home can be a...

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First time buyer guide

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NHS mortgage

What is an NHS mortgage? NHS mortgage is not a standalone mortgage product. It refers to a situat...

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As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments