We Charge No Broker Fees

We Search Whole Of Market

We Do The Hard Work

How to Get Mortgage In Guilford?

1 Talk to us

Call us, connect on WhatsApp or request a call-back. Let us understand you little more to find the suitable mortgage deal.

2 We find best mortgage.

We will scan whole of market to get you the best possible mortgage deal suits your requirements & circumstances.

3 Secure the mortgage.

Once we find right mortgage we will submit mortgage application. We keep you updated as we progress towards mortgage offer.

Why choose us

WE ARE FREE
MariannaFS do not charge any broker fee for our services. While other mortgage brokers charge fees, but we offer our services fee-free with excellent five star customer service.
PERSONALIZED ADVICE
We provide you with mortgage advice that is tailored according to your specific needs and preferences. Our team is approachable & will provide you personalized assistance.
MORTGAGE PROTECTION
We can advice and arrange insurances related to your mortgage. With access to market leading providers, we will arrange insurance for you & love ones.
SKILLED & EXPERINCED
MariannaFS have a team of experienced mortgage brokers . Our professionals are fully qualified with access to resources in the market which helps to find right mortgage.
SOLICITOR RECOMMENDATIONS
At MariannaFS, we can recommend suitable solicitors for helping you out with your mortgage conveyancing work so you no longer required to look for one.
STAY CONNECTED
By associating with MariannaFS you would never lose touch with us. We try our best to be there for you at all times and stay connected via mobile and email.

Some of the FAQS

Is remortgaging a good idea?

Whether remortgaging is a good idea for you or not depends on a lot of different factors. It is advisable to before you remortgage your property speak to Mortgage broker. At Marianna Financial Services, we ensure that you do not rush through the process of remortgaging your property and provide personalized assistance to you every step of the way.

Can you get a mortgage with bad credit?

Another common issue faced by mortgage borrowers is that of bad credit. If you have accumulated bad credit over time, you are likely to face rejections from several lenders. Yet again, you need not worry about finding a mortgage deal with Marianna Financial Services. Our brokers would help you find specialized lenders who consider providing mortgages to borrowers with bad credit (depending on the nature and severity of bad credit).

Why use an independent mortgage broker?

Finding for a property and a right mortgage in a market can get really challenging. Especially if you are a first-time buyer, you are likely to encounter several hurdles along the way. Amidst these challenges, it is important to seek help from an independent mortgage broker who would give you a sense of direction. An independent mortgage broker would help you to prevent from making impulsive and uninformed decisions while taking out a mortgage. They would analyse your financial situation, understand your motivation, and help you make the right decisions.

What could affect my mortgage application?

Credit Score is the major factor in your mortgage application. Your Income decides how much lending you could get from lender. Deposit is the other major factor in your mortgage application. Your current debt like credit cards and loan commitment. These are important factors that would affect your application.

Can you get a mortgage being self-employed?

Yes we can get mortgage for self-employed. In most cases, mortgage lenders prefer with borrowers who have an employed income instead of people who are self-employed. Here, stability of income is preferred over a hefty bank account balance. If you are self-employed and are looking for mortgage broker in Barnet, there is no need to get disheartened. Our mortgage brokers would help you find right lenders who help self-employed borrowers get suitable mortgage deals.

See latest mortgage rates

Based on value of £200,000 at 50% LTV

First Time Buyer

Lender Details
Initial Rate
APRC
3.17%
5.86%

Remortgage

Lender Details
Initial Rate
APRC
3.92%
6.24%

BTL Purchase

Lender Details
Initial Rate
APRC
2.34%
8.48%

Home Mover

Lender Details
Initial Rate
APRC
1.57%
7.03%

Our lenders

We work with over 90 lenders

ACCORD MORTGAGES
BARCLAYS
CLYDESDALE BANK PLC
COVENTRY BUILDING SOCIETY GODIVA
HALIFAX
HSBC
LEEDS BUILDING SOCIETY
METRO BANK
NATIONWIDE BUILDING SOCIETY
NETWEST
SANTANDER
SKIPTON BUILDING SOCIETY
TSB BANK
VIRGIN MONEY

Not ready yet?

Explore our mortgage guides and calculators
Mortgages For Foreign Nationals
Foreign nationals can own properties in the UK as visa does not stop them. However, the process may get challenging when obtaining mortgage to purchase the property
6 Times Salary Mortgages
6x salary mortgages that significantly increase their borrowing capacity up to 30 %
Average Mortgage Payments
Monthly mortgage payment depends on a number of factors, including interest rates, deposit amount .
Mortgages For Company Director
Mortgages for company director is for those who runs their own limited company & take salary plus dividend as part of remuneration.
40 Year Mortgage
Most people go for longer term mortgage as long as 40 years and some lender now offer 40 years mortgage to keep monthly payment more manageable and borrow more.
NatWest Mortgage In Principle
NatWest mortgage in principle , what are the benefits and how to get one.
Halifax-2-years-fixed-rate-mortgage
Halifax’s 2 year & 5 year fixed rate mortgages for first time buyers. Halifax’s fixed remortgage rates for 2 year and 5 years.
Halifax Mortgage In Principle
Halifax mortgage in principle , what are the benefits and how to get one.
What documents required to Remortgage?
Remortgaging is the process of switching an existing mortgage deal with a new one at the end of the fixed term. Most people often choose to remortgage their property for better rates. Some people choose to stay with same lender, but some fail to remortgage on time resulting a lot more monthly mortgage payment. Usually remortgage will involve remortgaging with same lender or change the lender. Remortgage with same lender is called product transfer. Which is simple process and required less paperwork compared to remortgage to different lender.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments